HOME RENOVATION

We can help you access your available cash for your next home renovation or improvement project.

Finance Your Next Project With A Home Renovation Mortgage

OUR EASY APPLICATION PROCESS

1. APPLY ONLINE

Our mortgage application form takes only 2 minutes to fill out

Find out how much you can get

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2. GET APPROVED

Receive a response from our team within 24 hours

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3. GET YOUR MONEY

Our quick process means you receive funding right when you need it

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Receive Fast Approval On A Home Renovation Mortgage

If your home needs some new landscaping, an extra wing for your growing family, an expanded kitchen, or even a swimming pool in the backyard, find out how you can access your equity in your home to help bring it to the next level of comfort. Get the cash you need with a construction loan or home renovation loan to finally get started on the renovations and improvements you’ve been dreaming of.

QUICK FUNDING

From inspection to funding, our experienced mortgage team can get you the financing you need within 3 days.

FAST APPROVAL

We strive to provide a 24 hour turnaround time on all applications.

FEWER RESTRICTIONS

At Alta West Capital, we consider the equity in your home. We are not limited by debt servicing ratios.

Jumpstart Your Home Renovation Project With Our Flexible Mortgage Options

Alta West Capital can help with your renovation by structuring a deal with a home renovation loan that is catered to your specific needs. We can structure a construction loan that allows for multiple advances in the different phases of your renovations to help limit the amount of interest paid per month. We also consider “as complete” values on your appraisal so you can maximize the equity in your home.

WE PROVIDE SOLUTIONS FOR:

For the self employed

As an alternative lender, we can offer flexibility on traditional income verification requirements.

For those trapped by rules and regulations

Changes to the regulatory environment can leave you suddenly stranded. We can get you the financing you need to get you in your home and help you with a strategy to move forward.

For those experiencing "life events"

We understand that you have worked your entire life to build equity. When things happen, we are here to help you.

Temporary/interim financing

If you are met with a last minute delay with your financing and need temporary funding quickly, we can help.

A WORD FROM OUR BORROWERS

"The funding we needed to create our dream kitchen."

I had never interacted with an alternative lending firm before and was pretty nervous when my husband contacted Alta West. But – Alta West provided us with the funding we needed to renovate our home and create our dream kitchen. Thanks again!!

"They answered every question I had."

The team at Alta West Capital was very helpful. I had never been through the borrowing process with an alternative lender before and they were able to explain everything and answered every question I had.

"I had the best experience possible with Alta West Capital."

I had the best experience possible with Alta West Capital – I couldn’t have hoped for better help regarding my mortgage. I am so happy I found their site and completed the application process.

From that point on I received thorough and detailed information and answers to all of my questions. I will never hesitate to refer family and friends to Alta West for any and all mortgage guidance

"It really was as easy as they advertised!"

It really was as easy as they advertised! Thanks, Alta West for the efficient and courteous service!”

WE HAVE THE ANSWERS

If I have poor credit will I be approved for a mortgage?

We understand that life events can damage your credit. We look at your situation by evaluating your ability to make payments, what the money will be used for and whether there is sufficient equity in your property.

I have been laid off but have lots of equity in my property – can you help?

With enough equity, Alta West Capital has solutions to help you through these life events.

I have to look after a sick parent and have power of attorney. Can you help me afford to look after my family member?

With the proper power of attorney and equity in the property, Alta West Capital should be able to help you through this life event.

I have been denied from my bank – can you help?

Alta West Capital is not a bank and we have flexible solutions to fit your personal circumstance.

I have Canada Revenue Agency debts – can you help?

With enough equity and income to make payments, Alta West Capital can assist with your CRA debts.

I am new to Canada and want to buy a house, but am not yet a citizen – can you help?

With equity and the ability to make payments, Alta West Capital prides ourselves in helping new Canadians with the dream of owning a home.

Got more questions? We’d love to chat.

Applying For A Mortgage Has Never Been So Easy

Our easy two-minute application process can be done by simply clicking the link below. Once your application has been received, one of our mortgage representatives will reach out to you within 24 hours.