For Our Brokers

Alta West Capital remains a dependable partner. Our current liquidity position is one of immense fortitude. The breadth of our capital partners gives us access to industry-leading rates and the flexibility to fund deals when others cannot. Testifying to this is the fact that April has been an outstanding month for Alta West Capital in terms of business and deals. Our current capacity to fund deals is unparalleled. Our existing lender stakeholders provide an industry-leading perspective on rates and the wide scope of deals we can fund. Alta West Capital continues to break its own funding records and is confident that this will not end in the near future!

For Our Investors

We’ve operated for over 30 years on one guiding principle: consistency. In today’s market, that’s a powerful asset. Alternative Asset classes such as MICs with a portfolio of residential properties can remain stable and consistent even through times where there is volatility in the equities markets and bonds are declining. This is where we believe the MIC’s managed by Alta West Capital shine.

Unlike equities and fixed-income products, MICs with a residential portfolio are non-correlated with the stock market and therefore do not experience the same fluctuations. Our performance is driven by underwriting discipline, not market sentiment.

At Alta West Capital, we don’t chase yield. While others loosen underwriting parameters to boost volume, we do the opposite. Caution and conviction go hand in hand. We maintain that discipline is the greatest investment strategy. As such, amid geopolitical tensions, tariff threats, and inflationary pressures, we underwrite every single deal with the same criteria and standards for excellence.

Canada & Global Markets: A Complex Landscape

Markets both domestic and abroad are rife with roiling uncertainty. World leaders, financial institutions, retail investors, and families alike are trying to navigate a rapidly evolving landscape of financial fragility driven by persistent geopolitical tensions.

Unceasing uncertainty around U.S. tariffs, Canadian countermeasures, and the federal election continues to weigh on consumer sentiment, dampening manufacturing, employment (33,000 jobs lost in March)², and housing demand just as the spring market began. Toronto saw home sales plunge 23% year-over-year in March, with prices down 2.5%. Vancouver followed suit—sales fell 13%, prices declined 5–6%, and new listings surged 29%, tipping the market in buyers’ favour. Calgary’s correction saw sales drop nearly 19% year-over-year, though prices held firm despite doubled inventory, indicating how robust the market is. Edmonton remains the bright spot, with sales edging up and prices rising nearly 9% on tight supply.

Though sales are subdued, markets are cyclical. Homebuilding is slowing as developers pull back, and single-family construction lingers at multi-decade lows, suggesting balance will return. With the liberal party having won the recent election, rest assured that AWC is poised to capitalize on whatever direction the liberal party takes concerning Canada’s real estate market. 

~Jared Morrison, Broker Of Record

Recognition: Lender of the Year

As a reflection of our dedication to excellence, Alta West Capital is proud to announce the company has been named Lender of the Year by the Canadian Mortgage Awards. This serves as a testament to our relationship with stakeholders. No matter who you are, Alta West Capital wants to build a better future with you. Regardless of whether the market is volatile or steady, we want to help you achieve financial freedom. Wherever your peak lies, we’ll help you summit it.

MICs in the spotlight

We offer two flagship funds that have never delivered a negative return:

Your trust enables us to keep building. Through every interest rate change, every news cycle, and every market shake-up, you are why we do what we do. Thank you for climbing with us.

START YOUR INVESTMENT JOURNEY

If you have questions regarding our lending or investment products, please reach out to our team.

Alta West Capital is registered as an Exempt Market Dealer (“EMD”), Restricted Portfolio Manager (“RPM”) and Investment Fund Manager (“IFM”) in the province of Alberta. The firm is also registered in the provinces of British Columbia, Ontario, Manitoba, Saskatchewan and Yukon as an EMD. This information is directed only to residents of those provinces. For more information, contact Investor Relations at (403) 254-9075 ext. 4218 or by email at investor.relations@awcapital.ca. This communication is only directed to persons in these jurisdictions. Alta West Capital holds a mortgage broker license in British Columbia, Alberta and Ontario. FSCO Brokerage License 12633, FSCO Mortgage Admin License 12634.

The opinions, analysis and information contained herein are current as of the date indicated on this newsletter, and Alta West Capital does not undertake to notify the reader of any subsequent change. Alta West Capital has not taken any steps to verify the accuracy and completeness of any third-party data referenced in this document.

Fund information contained herein is for general information purposes and is not intended to be a solicitation or recommendation. Important information regarding the funds is set out in the offering document, which should be reviewed prior to investing. Please contact us for a copy of this document. Actual future performance may vary from historic performance.

Sources:

^{1. https://www.canadianmortgagetrends.com/2025/03/mortgage-market-braces-for-impact-as-one-million-renewals-loom-and-defaults-climb/#:~:text=Equifax%20estimates%20that%20more%20than%20one%20million%20fixed-rate,with%20overall%20balances%20past%20due%20rising%2043%25%20year-over-year.↩}

^{2. https://www.cbc.ca/news/business/canada-unemployment-march-2025-1.7501875↩}