Mortgages for

Entrepreneurs

When it comes to mortgaging your next home, we offer smart options for self-employed professionals.

Click below and fill out our 2-minute application and we will get back to you within 24 hours.

Starting your next project?

Alta West Capital
can help.

We help entrepreneurs qualify for the mortgage they deserve.

When it comes to mortgages, it hasn’t always paid to be self-employed. Reducing your taxable income can make it difficult to qualify for the self-employed mortgage you deserve. We understand business owners, because we are business owners too.

We understand that self-employed individuals have tax write-offs, creating significant reductions in declared income. With our “stated income” products, you will not be required to prove your income. A reasonable estimate of your annual income will be acceptable.

We understand the challenges that entrepreneurs face when applying for mortgages.

Whether you are self-employed, have commission or tips based income, or live off rental income, as an equity lender, we have solutions for the entrepreneurial client. We can structure a self-employed mortgage that works with your ability to make payments, where a traditional lender will not.

We provide solutions for:

For those trapped by rules and regulations

Changes to the regulatory environment can leave you suddenly stranded. We can get you the financing you need to get you in your home and help you with a strategy to move forward.

For the self-employed

As an alternative lender, we can offer flexibility on traditional income verification requirements.

For those experiencing "life events"

We understand that you have worked your entire life to build equity. When things happen, we are here to help you.

Meeting your financial obligations

From CRA debts to collection agencies, we understand that managing your debt obligations can be stressful. Alta West Capital has designed programs to be on your team.

Frequently asked
questions.

If I have poor credit will I be approved for a mortgage?

We understand that life events can damage your credit. We look at your situation by evaluating your ability to make payments, what the money will be used for and whether there is sufficient equity in your property.

I have been laid off but have lots of equity in my property – can you help?

With enough equity, Alta West Capital has solutions to help you through these life events.

I have to look after a sick parent and have power of attorney. Can you help me afford to look after my family member?

With the proper power of attorney and equity in the property, Alta West Capital should be able to help you through this life event.

I have been denied from my bank – can you help?

Alta West Capital is not a bank and we have flexible solutions to fit your personal circumstance.

I have Canada Revenue Agency debts – can you help?

With enough equity and income to make payments, Alta West Capital can assist with your CRA debts.

I am new to Canada and want to buy a house, but am not yet a citizen – can you help?

With equity and the ability to make payments, Alta West Capital prides ourselves in helping new Canadians with the dream of owning a home.

Over the last 10 years I have developed a great partnership with Alta West Capital. Their dedication and care that they provide to my clients is outstanding, and I appreciate their creative approach to bringing financial solutions to my business. Working hand and hand with Jared, Amy, and Brent as well the whole Alta West team continues to be an outstanding experience.

Alta West Capital provides an outstanding level of service in all aspects of their work. They are a dedicated and cooperative team. Alta West Capital does everything they can to make funding my deals as seamless and speedy as possible. Their team helps me structure the right deal with the thorough understanding of client needs and the constantly changing market. I would highly recommend utilizing them in your lending portfolio!

Alta West Capital understands that each client needs are different, and their business model reflects this. Their solutions are flexible, and they work with mortgage agents to make the deal possible for the client. The team at Alta West Capital show that they appreciate your business. Their customer service is second to none. Thank you to the Alta West Capital team.

Alta West Capital has been an excellent Alternative lender to work with for our team. Their turn around time is fantastic and they can get deals done quickly especially when we are on a time crunch. Start to finish, we enjoy working with them, and looking forward to working with them again on our next alternative deal.

As a mortgage agent, I prefer working with mortgage lenders who offer a quick turnaround time and flexible terms. My experience working with Alta West Capital was great. BDM, Underwriter and Credit Manager, all were very helpful. I will definitely recommend Alta West Capital to my colleagues and look forward to working with them again in the future.