Alta West Capital Investment Products

Uncover Alternative Fixed-Income Opportunities

Drawing on more than three decades of financial insight, we aim to pass our expertise onto you. Our team has been through various market cycles and understands the significance of prudent portfolio management and how that management is key for your investment to grow and thrive.

Alternative Investment Opportunities

See why investors are seeking alternatives to traditional fixed-income products. Explore the alternative investment opportunities we offer.

Alta West Capital provides investors with exposure to the housing market through MIC investments in our professionally managed residential mortgage portfolios. Our goal is to create a stable portfolio of mortgages that provide consistent targeted returns for investors.

Alternative Investment Opportunities

See why investors are seeking alternatives to traditional fixed-income products. Explore the alternative investment opportunities we offer.

Alta West Capital provides investors with exposure to the housing market through MIC investments in our professionally managed residential mortgage portfolios. Our goal is to create a stable portfolio of mortgages that provide consistent targeted returns for investors.

Alternative Investment Opportunities

See why investors are seeking alternatives to traditional fixed-income products. Explore the alternative investment opportunities we offer.

Alta West Capital provides investors with exposure to the housing market through MIC investments in our professionally managed residential mortgage portfolios. Our goal is to create a stable portfolio of mortgages that provide consistent targeted returns for investors.

First Place MIC

FUNDSERV CODE: BEL 1811

First introduced in 2007, First Place MIC’s portfolio consists of first mortgages across Western Canada and Ontario, with the majority being owner-occupied residential properties. Each loan in First Place MICs portfolio has a loan-to-value ratio of 75% or less at the time of funding

First Place MIC | Alta West Capital

PORTFOLIO SUMMARY

Figures as of December 31, 2023

$23M

assets under management1

63

number of mortgages

55%

weighted loan-to-value (LTV)2

1 Value of mortgages in the fund. 2 Calculated as loans outstanding divided by the value of the property secured at time of origination. The properties included in the weighted LTV calculation are of similar property types as 95% of the assets under management are residential properties, with the remaining being retail or mixed-use retail/ residential properties.

AWM Diversified MIC

FUNDSERV CODE: BEL 1801

AWM Diversified MIC was first introduced in 2004. The portfolio consists of first and second mortgages across Western Canada and Ontario in primarily owner-occupied residential properties. While each loan in AWM Diversified MIC’s portfolio has a loan-to-value ratio of 90% or less at the time of funding, the portfolios’ goal is to maintain a weighted loan to value of 75% or less.

AWM Diversified MIC | Alta West Capital

PORTFOLIO SUMMARY

Figures as of December 31, 2023

$242M

assets under management1

1009

number of mortgages

68%

weighted loan-to-value (LTV)2

1 Value of mortgages in the fund. 2 Calculated as loans outstanding divided by the value of the property secured at time of origination. The properties included in the weighted LTV calculation are of similar property types as 96% of the assets under management are residential properties, with the remaining being retail or mixed-use retail/ residential properties.

AWC Strategic Income Fund Ltd.

The AWC Strategic Income Fund Ltd. (SIF) is an investment product that issues debentures for a set term at a fixed interest rate. The current terms offered are 6, 12, 18 and 24 month terms. The portfolio consists exclusively of first mortgages with a maximum loan-to-value ratio of 65% or less. The mortgages are primarily residential properties located across Western Canada and Ontario. SIF is not Registered plan eligible.

AWC Strategic Income Fund Ltd.

AWC Strategic Income Fund Ltd.

AWC Strategic Income Fund Ltd.

The AWC Strategic Income Fund Ltd. (SIF) is an investment product that issues debentures for a set term at a fixed interest rate. The current terms offered are 6, 12, 18 and 24 month terms. The portfolio consists exclusively of first mortgages with a maximum loan-to-value ratio of 65% or less. The mortgages are primarily residential properties located across Western Canada and Ontario. SIF is not Registered plan eligible.

Invest via Registered Retirement Savings Plan (RRSP/RRIF)

Invest via Registered Retirement Savings Plan (RRSP/RRIF)

Contributions to an RRSP are tax deductible and therefore reduces your taxable income. Also, income earned in the RRSP is not taxed allowing you to take advantage of tax-free growth.

Invest via Registered Retirement Savings Plan (RRSP/RRIF)

Invest via Registered Retirement Savings Plan (RRSP/RRIF)

Contributions to an RRSP are tax deductible and therefore reduces your taxable income. Also, income earned in the RRSP is not taxed allowing you to take advantage of tax-free growth.

Invest via Tax-Free Savings Plan (TFSA)

With a TFSA, you can set aside money in eligible investments and monitor those savings as they grow tax-free throughout your lifetime.

Invest via Tax-Free Savings Plan (TFSA)

Invest via Tax-Free Savings Plan (TFSA)

Invest via Tax-Free Savings Plan (TFSA)

With a TFSA, you can set aside money in eligible investments and monitor those savings as they grow tax-free throughout your lifetime.

Invest via Education Savings Plan (RESP)

Invest via Education Savings Plan (RESP)

A Registered Education Savings Plan (RESP) is an investment vehicle that allows parents in Canada to save for their children’s post-secondary education. The principal advantages of RESPs is access to the Canada Education Savings Grant (CESG) and a method of generating tax-deferred income.

Invest via Education Savings Plan (RESP)

Invest via Education Savings Plan (RESP)

A Registered Education Savings Plan (RESP) is an investment vehicle that allows parents in Canada to save for their children’s post-secondary education. The principal advantages of RESPs is access to the Canada Education Savings Grant (CESG) and a method of generating tax-deferred income.

Customer Service is Our Priority

We care about working with people whose values align with ours.  In an industry like this, quality, consistency and communication are the gold standard we set, and our clients have depended on for over 30 years.

Disclaimers:

Past performance is no guarantee of future results. Actual performance will vary. There is no assurance that AWM Diversified MIC, First Place MIC, AWC Strategic Income Fund Ltd. (SIF), or AWM Opportunity Fund LP. (AWMLP) will achieve its objectives or be able to pay interest consistent with historical payments. As such, interest/dividends are subject to all the risks of Diversified MIC’s, First Place, SIF, and AWMLP’s operations and industry and investments generally, including the ability of borrowers to make applicable payments under mortgages comprising the mortgage portfolios, real estate values, interest rates, unexpected costs, competition, the economy generally, and other factors beyond the control of Diversified MIC, First Place MIC, SIF, and AWMLP. There is liquidity risk as units of SIF and AWMLP or shares of First Place, and Diversified MIC are not publicly traded, and you may be unable to sell or redeem them in a timely manner, or at all. For a list of additional risk factors related to an investment in shares of First Place and Diversified MIC or investment in SIF debentures or units of AWMLP, see the Investment Risk section in the Alta West Capital Relationship Disclosure Document. Read the full disclosure here.