Mortgage Solutions For Self Employed Individuals
OUR EASY APPLICATION PROCESS
We Help Self Employed Individuals Qualify For the Mortgage They Deserve
When it comes to mortgages, it hasn’t always paid to be self-employed. Reducing your taxable income can make it difficult to qualify for the self-employed mortgage you deserve. We understand business owners, because we are business owners too.
We understand that self-employed individuals have tax write-offs, creating significant reductions in declared income. With our “stated income” products, you will not be required to prove your income. A reasonable estimate of your annual income will be acceptable.
EASY TO APPLY
Our easy online application is designed to be quick and non-invasive.
Apply online and one of our experienced agents will get back to you.
WE WORK IT OUT
Alta West Capital works with you to understand your personal situation to find the best financing available to you.
Flexible Mortgage Options For Self Employed Canadians
Alta West Capital understands the struggles entrepreneurs can face. Whether you are self-employed, have commission or tips based income, or live off rental income, as an equity lender, we have solutions for the entrepreneurial client. We can structure a self-employed mortgagethat works with your ability to make payments, where a traditional lender will not.
WE PROVIDE SOLUTIONS FOR:
Changes to the regulatory environment can leave you suddenly stranded. We can get you the financing you need to get you in your home and help you with a strategy to move forward.
As an alternative lender, we can offer flexibility on traditional income verification requirements.
We understand that you have worked your entire life to build equity. When things happen, we are here to help you.
From CRA debts to collection agencies, we understand that managing your debt obligations can be stressful. Alta West Capital has designed programs to be on your team.
A WORD FROM OUR BORROWERS
“As a self-employed business owner, I have always had trouble getting the credit that reflects my true income from traditional lenders.
The team at Alta West Capital was very helpful. I had never been through the borrowing process with an alternative lender before and they were able to explain everything and answered every question I had.
I had the best experience possible with Alta West Capital – I couldn’t have hoped for better help regarding my mortgage.
It really was as easy as they advertised! Thanks, Alta West for the efficient and courteous service!”
WE HAVE THE ANSWERS
We understand that life events can damage your credit. We look at your situation by evaluating your ability to make payments, what the money will be used for and whether there is sufficient equity in your property.
With enough equity, Alta West Capital has solutions to help you through these life events.
With the proper power of attorney and equity in the property, Alta West Capital should be able to help you through this life event.
Alta West Capital is not a bank and we have flexible solutions to fit your personal circumstance.
With enough equity and income to make payments, Alta West Capital can assist with your CRA debts.
With equity and the ability to make payments, Alta West Capital prides ourselves in helping new Canadians with the dream of owning a home.
Got more questions? We’d love to chat.
Applying For A Mortgage Has Never Been So Easy
Our easy two-minute application process can be done simply by clicking the link below. Once your application has been received, one of our mortgage representatives will reach out to you within 24 hours.