MORTGAGE FOR A

SECOND HOME

We offer lending solutions to help you secure your next vacation property or getaway home.

Finance Your Future Property With A Second Home Mortgage

OUR EASY APPLICATION PROCESS

1. APPLY ONLINE

Our mortgage application form takes only 2 minutes to fill out

Find out how much you can get

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2. GET APPROVED

Receive a response from our team within 24 hours

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3. GET YOUR MONEY

Our quick process means you receive funding right when you need it

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Receive Fast Approval On A Second Home Mortgage

More Canadians than ever before are spending quality time in their own vacation or recreational property. With the advent of better roads, internet and telephone service, satellite service, and winterization expertise, people are also realizing that vacation properties can also make ideal retirement homes. No longer just perceived as a welcome retreat from the city, a second home is now viewed as a solid financial investment with the added value of a potential retirement property. Owning a second home however is becoming more difficult due to tightening guidelines. Have a conversation with a member of our team about a second home mortgage to get one step closer to owning the vacation home of your dreams.

EASY TO APPLY

Our easy online application is designed to be quick and non-invasive. Apply online and one of our experienced agents will get back to you.

FEWER
RESTRICTIONS

We always want to make sense of the financing and ensure our client can repay the loan.

FLEXIBLE TERMS

We are dedicated to find a solution for our clients, so you can obtain financing.

Our Flexible Mortgage Lending Options Put Your Second Home Within Reach

With our flexibility and our easy to meet documentation requirements, Alta West is a great fit. When banks say no to a second home mortgage due to TDS/GDS guidelines, Alta West Capital can help. If you’re considering an investment in a second home, start by having conversation with one of our team membersto explore some of the innovative options and great rates available today.

WE PROVIDE SOLUTIONS FOR:

For those trapped by rules and regulations

Changes to the regulatory environment can leave you suddenly stranded. We can get you the financing you need to get you in your home and help you with a strategy to move forward.

For the self-employed

As an alternative lender, we can offer flexibility on traditional income verification requirements.

For those with a rental-based income

As an alternative lender, we can offer flexibility on traditional income verification requirements.

A WORD FROM OUR BORROWERS

"Would highly recommend their services to anyone!"

Thanks to Alta West, my husband and I now own the vacation property of our dreams! Would highly recommend their services to anyone!

"They answered every question I had."

The team at Alta West Capital was very helpful. I had never been through the borrowing process with an alternative lender before and they were able to explain everything and answered every question I had.

"It really was as easy as they advertised!"

It really was as easy as they advertised! Thanks, Alta West for the efficient and courteous service!”

"I had the best experience possible with Alta West Capital."

I had the best experience possible with Alta West Capital – I couldn’t have hoped for better help regarding my mortgage. I am so happy I found their site and completed the application process.

From that point on I received thorough and detailed information and answers to all of my questions. I will never hesitate to refer family and friends to Alta West for any and all mortgage guidance

WE HAVE THE ANSWERS

If I have poor credit will I be approved for a mortgage?

We understand that life events can damage your credit. We look at your situation by evaluating your ability to make payments, what the money will be used for and whether there is sufficient equity in your property.

I have been laid off but have lots of equity in my property – can you help?

With enough equity, Alta West Capital has solutions to help you through these life events.

I have to look after a sick parent and have power of attorney. Can you help me afford to look after my family member?

With the proper power of attorney and equity in the property, Alta West Capital should be able to help you through this life event.

I have been denied from my bank – can you help?

Alta West Capital is not a bank and we have flexible solutions to fit your personal circumstance.

I have Canada Revenue Agency debts – can you help?

With enough equity and income to make payments, Alta West Capital can assist with your CRA debts.

I am new to Canada and want to buy a house, but am not yet a citizen – can you help?

With equity and the ability to make payments, Alta West Capital prides ourselves in helping new Canadians with the dream of owning a home.

Got more questions? We’d love to chat.

Applying For A Mortgage Has Never Been So Easy

Our easy two-minute application process can be done by simply clicking the link below. Once your application has been received, one of our mortgage representatives will reach out to you within 24 hours.