MORTGAGES FOR

FIRST TIME HOME BUYERS

Flexible lending solutions to help you start the next chapter of your life.

Receive Fast Approval On First Time Buyer Mortgages

OUR EASY APPLICATION PROCESS

1. APPLY ONLINE

Our mortgage application form takes only 2 minutes to fill out

Find out how much you can get

APPLY NOW

2. GET APPROVED

Receive a response from our team within 24 hours

Find out how much you can get

APPLY NOW

3. GET YOUR MONEY

Our quick process means you receive funding right when you need it

Find out how much you can get

APPLY NOW

We Offer Flexible Mortgage Terms For First Time Home Buyers

Purchasing a new home is an exciting time, but it can also be a daunting one. Begin a conversation with one of our experienced mortgage professionals, and you can get the facts you need to know about a first time buyer mortgage. With our flexibility as an alternative lender, we can work together to help you achieve your dreams of owning your own home.

FLEXIBLE

We are dedicated to find a solution for our clients, so you can obtain financing.

EASY PROCESS

Our easy online application is designed to be quick and non-invasive. Apply online and one of our experienced agents will get back to you.

WE WORK IT OUT

At Alta West Capital, we devote our resources to get our clients into their first home, whatever the situation is.

Make The Right Decision With Your First Time Home Buyer Mortgage

Alta West Capital is here to help our clients that are looking to purchase their first home. We offer mortgages first time buyer mortgages to our clients with less stress, less headaches and less paperwork than the banks.

WE PROVIDE SOLUTIONS FOR:

Clients with limited down payment

If you do not have enough to make a down payment for your home, we have solutions to help you get into your home.

For those trapped by rules and regulations

Changes to the regulatory environment can leave you suddenly stranded. We can get you the financing you need to get you in your home and help you with a strategy to move forward.

For the self-employed

As an alternative lender, we can offer flexibility on traditional income verification requirements.

Temporary/interim financing

If you are met with a last minute delay with your financing and need temporary funding quickly, we can help.

A WORD FROM OUR BORROWERS

"They answered every question I had."

The team at Alta West Capital was very helpful. I had never been through the borrowing process with an alternative lender before and they were able to explain everything and answered every question I had.

"I had the best experience possible with Alta West Capital."

I had the best experience possible with Alta West Capital – I couldn’t have hoped for better help regarding my mortgage.

I am so happy I found their site and completed the application process. From that point on, I received thorough and detailed information and answers to all of my questions. I will never hesitate to refer family and friends to Alta West for any and all mortgage guidance.

"It really was as easy as they advertised!"

It really was as easy as they advertised! Thanks, Alta West for the efficient and courteous service!”

WE HAVE THE ANSWERS

If I have poor credit will I be approved for a mortgage?

We understand that life events can damage your credit. We look at your situation by evaluating your ability to make payments, what the money will be used for and whether there is sufficient equity in your property.

I have been laid off but have lots of equity in my property – can you help?

With enough equity, Alta West Capital has solutions to help you through these life events.

I have to look after a sick parent and have power of attorney. Can you help me afford to look after my family member?

With the proper power of attorney and equity in the property, Alta West Capital should be able to help you through this life event.

I have been denied from my bank – can you help?

Alta West Capital is not a bank and we have flexible solutions to fit your personal circumstance.

I have Canada Revenue Agency debts – can you help?

With enough equity and income to make payments, Alta West Capital can assist with your life events.

I am new to Canada and want to buy a house, but am not yet a citizen – can you help?

With equity and the ability to make payments, Alta West Capital can assist new Canadians with the dream of owning a home.

Got more questions? We’d love to chat.

Applying For A Mortgage Has Never Been So Easy

Our easy two-minute application process can be done by simply clicking the link below. Once your application has been received, one of our mortgage representatives will reach out to you within 24-48 hours.